The cost of the average comprehensive van insurance policy fell by £32 year-on-year in the third quarter of 2025, according to Go.Compare.
The comparison site reported an average premium of £429, which it said also represented a £15 fall compared with Q2.
It said that premiums had fallen during 2025 following steady rises over the previous two years, with the average price peaking at £463 in Q4 2024.
Policies covering vans for social use had the lowest average at £370, while those covering carriage of own goods averaged £449. Haulage and delivery uses averaged £1,283 and £1,481 respectively.
Go.Compare van insurance spokesperson,Tom Banks said: “Van insurance premiums have continued their downward trend, with a £15 drop between Q2 and Q3 2025. After more than two years of consistent increases, this is a positive sign for van drivers, though prices remain around £62 higher than they were at the start of 2023.
“While it’s encouraging to see premiums easing, there are still ways drivers can take control of their costs. Providing an accurate mileage estimate can make a real difference – overestimating could mean paying more than necessary, while underestimating may risk invalidating your policy.
“Improving vehicle security is another simple step that can help reduce premiums, with insurer-approved alarms, trackers, and immobilisers all helping to lower risk. And finally, we always recommend shopping around – comparing quotes from different insurers remains one of the most effective ways to find the best deal and the right level of cover.”
